Step 1: Creating the Customer Profile
The company will create a Customer Profile, which consists of specific information about each client. The fund manager will use the Customer Profile to understand the client's preferences and may even engage in further discussions to ensure a mutual understanding of the expected returns and risk tolerance. All factors must align realistically.
Step 2: Formulating Investment Strategy
To establish the investment strategy for funds under management, the Investment Committee evaluates global and Thai economic trends, as well as industry-specific data, using research from various institutions. This assessment includes interest rates, exchange rates, debt market conditions, equity market conditions, real estate market conditions, and investments in alternative assets.
Step 3: Adjusting Portfolio to Align with Policy
After approval of the investment strategy by the Investment Committee, the fund manager adjusts the investment portfolio to adhere to the set policy.
Step 4: Monitoring and Reviewing Investment Policy
Once the Investment Committee approves the investment strategy, the risk management team implements the Model Portfolio, a fund created to track the performance of the fund manager's adjustments. This enables daily monitoring and comparison to ensure the portfolio aligns with the investment policy through Mark-to-Market evaluations.